The 30 Year fixed rate mortgage is by far our most popular product for many reasons.  The 30 Year Fixed Rate mortgage offers many options for borrowers to meet their financial goals with long term payments, low interest rates, and more flexibility between lenders.

A 30 Year Fixed Rate mortgage offers predictability unlike mortgage ARM’S.  Generally people in Florida that plan to stay in the home more than 5 years will choose a 30 Year Mortgage rate.  If you decide on a 30 year fixed rate mortgage in Florida and choose to have EZZ Financial for your mortgage company you will have the ease of knowing you are working with a reputable Florida Mortgage Company, we have the lowest rates on 30 year mortgages, and our staff is eager to assist you along the way.

Although the 30 year mortgage rates are slightly higher than our low 15 year mortgage rates it still is beneficial when you are comparing the actual mortgage payment.  Compare 30 Year Fixed Rate mortgage vs. 15 Year Fixed Rate Mortgage.

We strive to meet everyone’s financial goals, but we also like to educate and make people aware of the mortgage payment on a 15 year mortgage term vs. 30 year mortgage term.  Both fixed rate products offer low mortgage rates, but there are obligations associated with both.  When you take a shorter term mortgage rate like the 15 Year Mortgage vs. the 30 year mortgage you are locking yourself into a much higher mortgage payment for 15 years and the only way to reduce your payment back to a 30 year term is to refinance.  With every refinance there are costs associated with it so choose wisely!.  Please make sure you are comfortable with either the 30 year fixed rate mortgage or the 15 year mortgage payment. 

We are glad you are here visiting our mortgage website and it will be most enjoyable helping you achieve your mortgage financial goals together.  Please call with any questions or concerns you may have regarding your 30 year fixed rate mortgage.

To apply for a 30 Year Fixed Rate Mortgage with the lowest mortgage rates on the web – please fill out the form below.

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